Tangerine Credit Cards: 10% Cash Back Offer Extended [Ends January 31, 2026]

Readers of the Thrifty blog will know that the no annual fee Tangerine Money-Back Credit Card and the Tangerine World Mastercard® are Thrifty favorites. 

Tangerine is now running a limited-time promotion on these cards: apply for a Tangerine Money-Back Credit Card or a Tangerine World Mastercard^® by January 31, 2026 and earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months. Details of this offer are on Tangerine’s web site. If you are in the market for a new no annual fee card now is a great time to apply.

Tangerine World Mastercard® vs Tangerine Money-Back Credit Card

The Tangerine World Mastercard® adds three key additional benefits over and above the Tangerine Money-Back Credit Card. It is targeted towards individuals with a higher minimum income ($60,000 vs $12,000 for the Tangerine Money-Back Credit Card).

Let’s review each benefit in detail…

Additional Benefits — For Free!

• Car Rental Collision/Loss Damage Insurance: Damage and theft protection for car rental when you rent for up to 31 consecutive days and the full amount is charged to the card.  This is a valuable added benefit and brings the Tangerine World Mastercard® in line with the best no annual fee cards available.
• Mobile Device Insurance: Cardholders receive protection on new cell phones, smartphones or tablets, when they charge the full cost to the card or when they purchase it through a plan and charge all wireless bill payments to the card.   The protection covers up to $1,000 if the mobile device is lost, stolen, accidentally damaged or experiences mechanical failure.  This is a welcome benefit for anyone who has accidentally dropped a phone or tablet and cracked the screen….
• Complimentary DragonPass Membership: Cardholders receive admission to participating lounges for a flat fee of $32 USD per visit and select dining, retail and spa discounts at certain airports.  OK, we’ll admit this benefit does not blow us away, but even Thrifty couldn’t expect to get free lounge admission on a no annual fee card!  We’ll file this benefit under nice to have on a no annual fee card but not in and of itself, in our view, a reason for applying.

Click here to apply for the Tangerine World Mastercard®

Click here to apply for the Tangerine Money-Back Credit Card.

See Tangerine’s website for full details.

Bottom Line

These added features on Tangerine’s already stellar offering automatically vault the Tangerine World Mastercard® to the top of our list of favourite no annual fee credit cards.